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Fun on Friday: I Hereby Resolve…

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We’re less than a week away from New Years Day and I already have my 2020 resolution queued up and ready to go.

Wanna know what it is?

I hereby resolve not to make any New Year resolutions!

There is a big advantage in going this route — I’m virtually guaranteed to succeed in my in the resolution department in 2020. I mean, it is highly unlikely that I’ll accidentally slip up and make a resolution.

In fact, I didn’t make a single resolution last year and I can confirm that I didn’t break any either. After all, you can’t break a resolution you don’t make.

Just consider that your last bit of wisdom for 2019.

You’re welcome.

Look. Let’s get down to the nitty-gritty. If you make a resolution, you aren’t going to keep it. I’m not questioning your intentions … just your willpower. I mean, I don’t mean any offense. I’m just stating the facts — playing the odds, if you will.

Here’s the sad truth. The average New Years’ resolution is broken by January 12. This is based on research conducted by Strava, a social media network for athletes. According to a New York Post story last year, the company analyzed more than 31.5 million online global activities to come up with that date. I don’t really get how they did that, but it sounds sciency, so we’ll go with it.

Then there is this: according to a study conducted by the University of Scranton, just 8% of people achieve their New Year’s goals. That means more than 80% fail.

So, why set yourself up for failure? Join me in my “no resolutions” resolution and you’ll be sure to succeed.

Basically, you’re avoiding the trap of unrealistic expectations. You see, most people set the bar too high. They say something like, “I’m never going to eat donuts again.” Or, “I’m going to work out every single day!”

That’s not going to happen.

You know it.

I know it.

The clerk at Dunkin knows it.

It’s not that setting goals is a bad thing. In fact, it’s healthy. And January 1st offers a good starting point to make changes in your life. I’m not against change. I’m just against the whole absolute resolution thing. Like I said, I don’t really enjoy failure!

The key, experts say, is incremental lifestyle changes. Instead of giving up donuts forever, maybe you could just cut back to one donut a week. Instead of promising to work out every single day, set a reasonable workout goal.

Nutritionist Dr. Carly Moores said another problem is that people try to make too many changes at once. You know that guy – he goes gangbusters on Jan. 2. He fasts,  and then he goes to the gym and works out for three hours. The next day, he hurts so bad he can barely get out of bed. Plus he’s starving to death. To compensate for his suffering, he heads to Waffle House and never sees the inside of the gym again.

Moores advises making reasonable, incremental changes.

“Start with small changes and continue to build on these or try to tackle one change at a time,” Moores said. “Try to set yourself goals, reflect on your progress towards these, acknowledge that changes can be hard, and results won’t happen overnight … or even in the first two weeks of the new year.”

Basically, changing your life is a process – not a pronouncement.

Or, you could follow my lead and not change anything. I mean, it won’t improve your life one iota, but it will shield you from failure.

In all seriousness, using New Years as a time to reflect, evaluate and set goals isn’t a bad thing. Sometimes we need a place to reset and the New Year holiday provides that opportunity.

Speaking of — maybe you’ve wanted to get your financial house in order. The New Year would be a good time to do it — especially given that the bubble economy is going to pop sooner rather than later if you ask me. You need to get prepared. One way is to diversify your savings with gold and silver.

Now is a good time to start. Not because it’s a new year, but because it’s now! If you never take that first step, you’ll never get to the second one. SchiffGold’s precious metals specialists can help you get started investing in gold and silver. Give them a call at 1-888-GOLD-160. Don’t resolve to do it. Just do it.

Fun on Friday is a weekly SchiffGold feature. We dig up some of the off-the-wall and off-beat stories relating to precious metals and share them with you – with tongue firmly planted in cheek. Click here to read other posts in this series.

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About The Author

Michael Maharrey is the managing editor of the SchiffGold blog, and the host of the Friday Gold Wrap Podcast and It's Your Dime interview series.
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